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Remortgage Documents: Complete Guide for 2026
Remortgage clients often expect a fast process. This checklist helps capture the documents lenders need for a smooth remortgage review.
Document checklist
Proof of ID
Passport or driving licence for all applicants.
Proof of address
Recent utility bill or bank statement.
Payslips or income evidence
Last 3 months of payslips or tax documents for self-employed.
Bank statements
Last 3 months for affordability checks.
Current mortgage statement
Latest statement showing balance and repayment history.
Property valuation or details
Evidence of current property value or recent appraisal.
Tips for faster approval
- • Highlight any changes in employment or income since the last mortgage.
- • Gather redemption statements early if switching lenders.
- • Keep records of any recent renovations that affect value.
Collect securely
Collect these documents securely with Docustody. Set retention periods, track every action, and issue deletion certificates automatically.
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